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Current Internal Projects
Flexible Simulator
A new approach to financial modeling simulations with unprecedented flexibility and configurability     read more

Retirement Income Asset Mix Study
An evaluation of the timing impacts of different solutions and allocations on retirees' ability to meet their spending goals
Coming Soon...
Alternative Monte Carlo Methodologies
A study of the impacts on probabilities when the underlying method for random number generation is modified and when the goal is expressed as an ongoing function rather than a terminal measurement.

Asset Allocation and Probabilites of Success
A look at algorithmic approaches to changing allocations over time vs. an event-based approach to allocation adjustments in a financial model.
About Us
Spencer Dillard Consulting provides innovative solutions to the financial services industry by focusing on the intersection of three areas: Financial Planning, Investment Management, and Technology. With experience in investment research, financial planning, financial product development, and systems development, we help financial institutions deliver the right solution to their sales force and become a critical extension to existing teams. We have been the technologists behind the scenes of many of the largest providers of financial planning advice in the world, quietly helping to make retirement and retirement income management a reality for thousands of clients through their financial advisors. Whether you want to develop a strategy to capitalize on a new market or develop a solution to change the market, Spencer Dillard Consulting gets you there faster. Contact us today to find out how we can help you.